Calculadora de Custo de Assinaturas

The subscription cost calculator exists because of a well-documented psychological phenomenon: we consistently underestimate our total subscription spend by 40% or more. Individual monthly fees — $10 for Spotify, $15 for Netflix, $3 for cloud storage, $30 for a gym — fall below our mental threshold for scrutiny. Each feels trivial. Together, they frequently exceed $200–$400 per month for the average household, adding up to $2,400–$4,800 per year. Over ten years, that's $24,000–$48,000 — enough for a car, a down payment, or a significant investment.

Our calculator converts all billing frequencies to a monthly equivalent, sums them up, and presents the total at daily, weekly, monthly, yearly and 10-year scales. The colour-coded shock card intensifies from green to red as your total grows, making the real scale of subscription spending impossible to ignore. Use the quick-add buttons for common services like Netflix, Spotify, YouTube Premium and Amazon Prime, or type in your own gym, software, news and other recurring costs.

For maximum financial insight, combine this with our Opportunity Cost Calculator — enter your yearly subscription total to see what it would be worth in 10 or 20 years if invested instead. And our Salary Calculator can tell you exactly how many hours of work each subscription costs you annually.