Question 1

How does the subscription calculator work?

Accepted Answer

Add each subscription with its name, cost and billing frequency (monthly, yearly or weekly). The calculator automatically converts everything to a monthly rate and sums them up to show your total monthly, yearly and 10-year spend. The colour coding changes based on how much you spend, to make the real cost visible.

Question 2

What is the average person's subscription spend per year?

Accepted Answer

Studies suggest the average consumer spends between $200–$400 per month on subscriptions, or $2,400–$4,800 per year. Most people underestimate their total by 40% or more because individual costs seem small. Netflix ($15), Spotify ($11), a gym ($30), cloud storage ($3), news ($10), streaming services — it adds up fast.

Question 3

Can I save my subscription list?

Accepted Answer

The list persists during your browser session. To save permanently, you can take a screenshot or note down your totals. No account or registration is needed — all calculations happen in your browser.

Question 4

Why do subscriptions feel cheap but add up so much?

Accepted Answer

This is called the "subscription tax" or "nickel-and-dime" effect. Each individual charge ($10–15) is below our psychological threshold for scrutiny. We rarely cancel because the friction of cancelling feels bigger than the monthly cost. Over a year, these small amounts become a significant annual expense — often over $1,000.

Question 5

Is this tool free?

Accepted Answer

Yes, completely free. No registration, no download, no ads interrupting your calculation. Works instantly on any device.

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